The Short Answer: Usually Yes — and Often at $0 to You

Biohazard remediation — crime scene cleanup, suicide cleanup, decomposition, and trauma cleanup — is typically covered under the liability or medical payments portion of a homeowner's, renter's, or commercial property insurance policy. In the majority of cases we handle in Miami-Dade County, our clients pay nothing out of pocket.

How the Process Works

1. Call Us First

Call (305) 982-0119 before you contact your insurance company. We help you understand what is covered and gather the documentation your adjuster will need.

2. We Document Everything

Our certified technicians photograph the scene, log all affected materials, and produce a detailed remediation report. This documentation is what your insurance company uses to approve the claim.

3. We Bill Your Insurance Directly

We work with all major Florida carriers — Citizens, Universal, State Farm, Progressive, USAA, and more. We submit the claim and coordinate with your adjuster so you don't have to navigate paperwork during a difficult time.

4. You Pay $0 (in Most Cases)

Once approved, your insurance covers the cost of remediation. If there is any gap, we tell you upfront — never a surprise bill.

What If I'm Not the Homeowner?

If you rent, your landlord's policy often covers the structural remediation. We can help coordinate between you, the property owner, and the insurance carrier.

What About Uninsured Situations?

If no insurance applies, we offer transparent, upfront pricing and can work with you on a payment plan. No one should have to live with a biohazard in their home because of cost.

Not Sure If You're Covered?

Call us first. We will help you figure it out — no obligation, no pressure, 24/7.